According to the FCRA, how many days do information furnishers typically have to respond to a consumer dispute?

Under the Fair Credit Reporting Act (FCRA), a consumer has the right to dispute inaccurate information on their credit report. When a dispute is raised, information furnishers must conduct an investigation and respond to the consumer within a specified timeframe. The FCRA generally requires that these furnishers address disputes within 30 days. This timeframe ensures that consumers receive a timely resolution to errors that may affect their creditworthiness and financial standing. By adhering to this 30-day rule, the FCRA helps protect consumers and promotes the accuracy of credit reporting.